|
The Annual Percentage Rates (APRs) are As Low
As the rates disclosed below depending upon the applicant’s
individual credit history. The lowest rates quoted are based on
approved credit. Your Rate May be Higher.
| Loans |
APR* |
Term |
|
| New & Prior Year Autos 100% financing |
4.50% |
60 |
Calculator |
| New & Prior Year Autos 100% financing |
4.90% |
72 |
Calculator |
Used Autos (06-05)
NADA Trade In Value + TT&L |
4.50% |
36 |
Calculator |
Used Autos (06-05)
NADA Trade In Value + TT&L |
4.50% |
48 |
Calculator |
Used Autos (06-05)
NADA Trade In Value + TT&L |
4.50% |
60 |
Calculator |
Used Auto Loans (2004 & older w/ less than 150K mi.)
NADA Trade-In-Value+TT&L |
4.50% |
36 |
Calculator |
Used Auto Loans (2004 & older w/ less than
150K mi.)
NADA Trade-In-Value+TT&L |
4.50% |
48 |
Calculator |
Used Auto Loans (2004 & older w/less than 150k mi.)
NADA
Trade- In Value + TT&L |
4.50% |
60 |
Calculator |
| New and Used Motorcycles |
7.25% |
48 |
Calculator |
| New and Used Boats |
7.25% |
48 |
Calculator |
| New and Used Boats |
7.50% |
60 |
Calculator |
| New and Used RV's |
7.25% |
48 |
Calculator |
| New and Used RV's |
7.50% |
60 |
Calculator |
| New and Used RV's |
7.75% |
84 |
Calculator |
| New and Used RV's |
8.00% |
96 |
Calculator |
| Appliance Loans 12 months |
7.29% |
12 |
Calculator |
| Appliance Loans 24 months |
7.54% |
24 |
Calculator |
| Appliance Loans 36 months |
7.79% |
36 |
Calculator |
|
Signature Loans 12 months |
8.50% |
12 |
Calculator |
| Signature Loans 24 months |
8.75% |
24 |
Calculator |
| Signature Loans 36 months |
9.00% |
36 |
Calculator |
| Signature Loans 48 months |
9.25% |
48 |
Calculator |
| Credit Cards - Platinum |
9.90% |
n/a |
n/a |
| Credit Cards- Gold |
10.50% |
n/a |
n/a |
| Credit Cards - Classic |
13.60% |
n/a |
n/a |
| Share Secured Loan |
Share Rate +3.0% |
|
|
| Special REPO VEHICLE RATES |
3.30% |
48 |
Calculator |
| Special REPO VEHICLE RATES |
3.30% |
60 |
Calculator |
| Home Equity $10,000 Minimum |
5.30% |
60 |
Calculator |
| Home Equity $10,000 Minimum |
6.00% |
120 |
Calculator |
| Home Equity $10,000 Minimum |
6.15% |
180 |
Calculator |
| Home Mortgage: |
Call for rates. |
| Land - 5 years |
9.50% |
|
Calculator |
| Land - 10 years |
10.00% |
|
Calculator |
All loan rates are based on credit performance. Rates are set by
the Board of Directors and are subject to change without notice.
*APR= Annual Percentage Rate
Go To Loan Application
Some withdrawal and minimum balance restrictions may apply to
earn dividends. Rates may change without notice.
| Deposit Accounts |
Dividend Rate |
APY* |
Term |
| Regular Savings $100.00-$24,999.99 |
0.25% |
0.25% |
n/a |
| Regular Savings $25,000.00-up |
0.50% |
0.50% |
n/a |
| Youth Club (Under 18 Years) |
0.50% |
0.50% |
n/a |
| Money $avers Club |
1.98% |
2.00% |
n/a |
| Alamo Direct Express Checking, Alamo
Platinum Checking, Alamo Teen Scene Checking
$300.00-$24,999.99 |
0.15% |
0.15% |
n/a |
| Alamo Direct Express Checking, Alamo
Platinum Checking, Alamo Teen Scene Checking $25,000.00-up |
0.20% |
0.20% |
n/a |
| Money Market Savings $500-$2,499 |
0.25% |
.25% |
n/a |
| Money Market Savings $2,500-$9,999.99 |
1.59% |
1.60% |
n/a |
| Money Market Savings $10,000-$24,999.99 |
1.89% |
1.91% |
n/a |
| Money Market Savings $25K -up |
1.89% |
1.91% |
n/a |
| IRA's Savings $250.00 - $29,999.99 |
1.63% |
1.64% |
n/a |
| IRA's Savings $30,000.00 - $ 59,999.99 |
1.97% |
1.99% |
n/a |
| IRA's Savings $60,000.00 and up |
2.31% |
2.34% |
n/a |
*APY = Annual Percentage Yield Rates are fixed from the date of
purchase until maturity. All certificates carry 120 days of interest
as an early withdrawal penalty. Rates may change without notice.
| Share Certificates |
Dividend Rate |
APY* |
Term |
| 6-Month Share Certificate min. $500.00
|
2.71% |
2.75% |
6 |
| 1 Year Share Certificate minimum $500.00 |
2.95% |
2.99% |
12 |
| 1 Year Liquid Share Certificate min. $5000.00 |
3.10% |
3.15% |
12 |
| 1 Year IRA Traditional Share Certificate
$500-$9,999 |
2.98% |
3.02% |
12 |
| 1 Year IRA Traditional Share Certificate
$10,000-$89,999 |
3.01% |
3.05% |
12 |
| 1 Year IRA Traditional Share Certificate
min. $90,000-up |
3.13% |
3.18% |
12 |
| 2 Year Share Certificate min. $500.00 |
3.25% |
3.30% |
24 |
| 1 Year Jumbo Share Certificate
$25,000.00-$49,999.00 |
2.98% |
3.02% |
12 |
| 1 Year Jumbo Share Certificate $50,000.00-$99,999.00 |
3.01% |
3.05% |
12 |
| 1 Year Jumbo Share Certificate $100,000.00-up |
3.13% |
3.18% |
12 |
|
