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Rates

The Annual Percentage Rates (APRs) are As Low As the rates disclosed below depending upon the applicant’s individual credit history. The lowest rates quoted are based on approved credit. Your Rate May be Higher.

Loans	APR*	Term
New & Prior Year Autos 100% financing	3.70%	60	Calculator
New & Prior Year Autos 100% financing	4.10%	72	Calculator
Used Autos (06-05) NADA Trade In Value + TT&L	3.70%	36	Calculator
Used Autos (06-05) NADA Trade In Value + TT&L	3.70%	48	Calculator
Used Autos (06-05) NADA Trade In Value + TT&L	3.70%	60	Calculator
Used Auto Loans (2004 & older w/ less than 150K mi.) NADA Trade-In-Value+TT&L	3.70%	48	Calculator
Used Auto Loans (2004 & older w/less than 150k mi.) NADA Trade- In Value + TT&L	3.70%	60	Calculator
New and Used Motorcycles	7.25%	48	Calculator
New and Used Boats	7.25%	48	Calculator
New and Used Boats	7.50%	60	Calculator
New and Used RV's	7.25%	48	Calculator
New and Used RV's	7.50%	60	Calculator
New and Used RV's	7.75%	84	Calculator
New and Used RV's	8.00%	96	Calculator
Appliance Loans 12 months	7.29%	12	Calculator
Appliance Loans 24 months	7.54%	24	Calculator
Appliance Loans 36 months	7.79%	36	Calculator
*Effective April 1, 2010 (My ______ Signature Loan as low as 6.95%APR)**
Signature Loans 12 months	8.50%	12	Calculator
Signature Loans 24 months	8.75%	24	Calculator
Signature Loans 36 months	9.00%	36	Calculator
Signature Loans 48 months	9.25%	48	Calculator
Credit Cards - Platinum disclosure	9.90%	n/a	n/a
Credit Cards- Gold disclosure	10.50%	n/a	n/a
Credit Cards - Classic disclosure	13.60%	n/a	n/a
Share Secured Loan	Share Rate +3.0%
Special REPO VEHICLE RATES	3.30%	48	Calculator
Special REPO VEHICLE RATES	3.30%	60	Calculator
Home Equity $10,000 Minimum	4.99%	36	Calculator
Home Equity $10,000 Minimum	5.55%	60	Calculator
Home Equity $10,000 Minimum	6.28%	120	Calculator
Home Equity $10,000 Minimum	6.69%	180	Calculator
Home Mortgage:	Call for rates.
Land - 5 years	9.50%		Calculator
Land - 10 years	10.00%		Calculator

* Restrictions apply click here for details.

All loan rates are based on credit performance. Rates are set by the Board of Directors and are subject to change without notice.

*APR= Annual Percentage Rate
Go To Loan Application

Some withdrawal and minimum balance restrictions may apply to earn dividends. Rates may change without notice.

Deposit Accounts	Dividend Rate	APY*	Term
Regular Savings $100.00-$24,999.99	0.25%	0.25%	n/a
Regular Savings $25,000.00-up	0.50%	0.50%	n/a
Youth Club (Under 18 Years)	0.50%	0.50%	n/a
Money $avers Club	1.98%	2.00%	n/a
Alamo Direct Express Checking, Alamo Platinum Checking, Alamo Teen Scene Checking $300.00-$24,999.99	0.15%	0.15%	n/a
Alamo Direct Express Checking, Alamo Platinum Checking, Alamo Teen Scene Checking $25,000.00-up	0.20%	0.20%	n/a
Money Market Savings $500-$2,499	0.25%	0.25%	n/a
Money Market Savings $2,500-$9,999.99	.85%	.85%	n/a
Money Market Savings $10,000-$24,999.99	1.00%	1.00%	n/a
Money Market Savings $25K -up	1.00%	1.00%	n/a
IRA's Savings $250.00 - $29,999.99	0.98%	0.98%	n/a
IRA's Savings $30,000.00 - $ 59,999.99	1.17%	1.18%	n/a
IRA's Savings $60,000.00 and up	1.37%	1.38%	n/a

*APY = Annual Percentage Yield

Rates are fixed from the date of purchase until maturity. All certificates carry 120 days of interest as an early withdrawal penalty. Rates may change without notice.

Share Certificates Dividend Rate APY* Term

6-Month Share Certificate min. $500.00 1.00% 1.00% 6

1 Year Share Certificate minimum $500.00 1.24% 1.25% 12

1 Year Liquid Share Certificate min. $5000.00 1.24% 1.25% 12

1 Year IRA Traditional Share Certificate $500-$9,999 1.24% 1.25% 12

1 Year IRA Traditional Share Certificate $10,000-$89,999 1.27% 1.28% 12

1 Year IRA Traditional Share Certificate min. $90,000-up 1.32% 1.33% 12

2 Year Share Certificate min. $500.00 1.83% 1.85% 24

6-Month Jumbo Share Certificate $25,000.00-$49,999.00 1.05% 1.06% 6

6-Month Jumbo Share Certificate $50,000.00-$99,999.00 1.10% 1.11% 6

6-Month Jumbo Share Certificate $100,000.00-up 1.15% 1.16% 6

1 Year Jumbo Share Certificate $25,000.00-$49,999.00 1.24% 1.25% 12

1 Year Jumbo Share Certificate $50,000.00-$99,999.00 1.29% 1.30% 12

1 Year Jumbo Share Certificate $100,000.00-up 1.34% 1.35% 12

2 Year Jumbo Share Certificate $25,000.00-$49,999.00 1.88% 1.90% 24

2 Year Jumbo Share Certificate $50,000.00-$99,999.00 1.93% 1.95% 24

2 Year Jumbo Share Certificate $100,000.00-up 1.98% 2.00% 24