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Home Tour Alamo FCU > Account Services > Overdraft Privilege

Courtesy Pay

Do you have an important bill that needs to be paid and can’t wait until payday?

Alamo FCU offers Courtesy Pay on checking accounts that have been established for at least 90 days and are in good standing. This service allows a member to overdraw their account up to $500 with checks through the normal electronic clearing process.

Please note: each item that is paid up to the $500 limit will still incur the normal NSF fee. Check Fee Schedule for current NSF fee.


Overdraft Protection


Do you sometimes miscalculate when balancing your check book?

Alamo FCU offers a service called Overdraft Protection on checking accounts. In the event a check or debit withdrawal clears your account and the funds are not available, this service will automatically transfer funds from your savings account, if available, for a fee per item. Check Fee Schedule.

 

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